Finance & Payment Software Solutions
Launch secure finance and payment platforms with wallet management, payout automation, collections, reconciliation and distributor controls - built for Indian fintech and enterprise teams.
Finance & Payment Software Development Company
Codunite delivers end-to-end finance and payment software for startups, NBFCs, distributors and enterprises. Combine wallet ledgers, payout routing, payment gateway integration and reporting in one scalable platform. Explore Payment Gateway Integration, Money Transfer API and AEPS Software.
Key Features Of Our Payment Platform
Wallet Management
Multi-wallet ledgers with top-up, hold, release and balance alerts for users and distributors.
Payout Automation
Schedule and trigger IMPS, NEFT and UPI payouts with approval workflows and audit trails.
Collections
Accept collections via gateway, UPI and virtual accounts with automated reconciliation.
Reconciliation
Match bank statements, gateway files and internal ledgers with exception reporting.
Distributor Hierarchy
Role-based panels for admin, master distributor, retailer and agent networks.
Compliance Reports
Export GST-ready reports, transaction logs and settlement summaries.
Why Choose Codunite For Finance Software?
Bank-Grade Security
Encrypted storage, OTP flows, IP whitelisting and fraud monitoring built in.
API-First Design
Integrate payment gateways, banking APIs and third-party KYC services easily.
High Throughput
Architecture tuned for peak transaction volumes with queue-based processing.
Flexible Rules
Configure fees, limits, commissions and approval chains without code changes.
Web & Mobile Ready
Responsive admin panels and optional mobile apps for field teams.
Long-Term Support
Dedicated maintenance, upgrades and 24/7 technical assistance after go-live.
Finance Products We Offer
Modular finance modules you can deploy together or as standalone products.
Wallet Software
Prepaid wallets with KYC tiers, load limits and transaction history.
Payout Engine
Bulk and single payouts with beneficiary validation and status webhooks.
AEPS Platform
Cash withdrawal, balance enquiry and mini-statement via Aadhaar.
Loan Management
Origination, EMI schedules, collections and NPA tracking.
NIDHI Software
Member deposits, loans and compliance reporting for NIDHI companies.
Algo Trading
Strategy automation, broker API integration and risk controls.
Benefits For Your Business
- Reduce manual reconciliation with automated ledger matching
- Improve cash flow visibility with real-time wallet and payout dashboards
- Scale distributor networks without operational bottlenecks
- Meet audit requirements with immutable transaction logs
- Launch faster with proven fintech modules and expert integration support
Unified Finance Hub
One platform to manage wallets, payouts, collections and partner commissions - designed for Indian regulatory and banking workflows.
Our Finance Software Delivery Process
Structured delivery from discovery to production launch and ongoing support.
Discovery
Map payment flows, user roles, integrations and compliance needs.
Architecture
Design ledger models, API contracts and security controls.
Development
Build modules with automated testing and sandbox environments.
UAT & Go-Live
Pilot with real transactions, train teams and deploy to production.
Support
Monitor uptime, handle incidents and ship enhancements.
Frequently asked
questions
Finance and payment software helps businesses manage wallets, collections, payouts, commissions and reconciliation in a centralized platform integrated with banks and payment gateways.
Yes. Codunite integrates Razorpay, PayU, Cashfree, bank payout APIs, UPI and AEPS services into a unified finance platform.
Absolutely. We build multi-level distributor hierarchies with wallet settlement, commission rules and role-based access controls.
We implement encryption, OTP verification, audit logs, fraud checks and secure API authentication aligned with industry best practices.
Yes. Automated reconciliation matches gateway settlements, bank statements and internal ledgers with exception dashboards.
Most finance platforms launch in 8–16 weeks depending on modules, integrations and compliance scope. Contact us for a tailored estimate.
Codunite combines fintech domain expertise, scalable architecture, gateway integrations and 24/7 support - trusted across India since 2018.
Ready To Build Your Finance Platform?
Share your payment workflows and launch goals - we will propose the right architecture and delivery plan.
